INSIGHT

Sage Intacct 2026 Release 4: AI Agents, Security Updates, and Changes to Plan For

Jennifer Kinzel, Angela Thomas • November 10, 2026

Services: Sage Intacct

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Sage Intacct adds new features every quarter on a set schedule, so it’s important to know what matters most for your organization. Release 4 is the last release of 2026. It includes new AI tools, a stronger login option, and Accounts Payable (AP) automation improvements. It also adds employee reimbursement options and gives finance teams time to prepare for the move from Standard ACH to bank file payments. 

BPM’s Sage Intacct professionals review every set of release notes and pick out the features most relevant to the industries we serve, including family offices, nonprofits, and construction. Here are the Sage Intacct 2026 Release 4 highlights and what they may mean for your team. 

Finance Intelligence Agent Is Now Generally Available 

The Finance Intelligence Agent was previously in a phased early adopter program. It’s now generally available, and administrators can enable it and assign user permissions. You can ask it questions in plain language to pull and combine data from across your financial records for real-time financial insights with Sage Intacct. That can help you spot trends, focus on the data affecting your results, and ask follow-up questions to understand what’s behind them. You can also see how the agent arrived at each answer, which supports transparency and review. 

The agent is free to use for now. BPM expects it to become a paid subscription option sometime in 2027, and pricing has not been announced. That makes now a good time to test it and see how much value it adds before making a subscription decision. 

Sage NFP Benchmarking Agent 

Available to eligible U.S. nonprofits using Nonprofit QuickStart, this agent finds peer organizations based on size, mission, and geography, then compares their reported numbers with yours. Nonprofit leaders can use it to spot opportunities and possible risks, such as cash flow constraints, earlier. That gives boards and finance teams more data to support their decisions.  

“The AI tools in this release give finance teams a faster way to ask questions of their own data and understand the story behind the numbers,” said Tom Achor, a BPM Director in Advisory and Sage Intacct Certified Implementation Consultant. “For nonprofits in particular, having peer benchmarking available directly in Sage Intacct can help leadership spot cash flow pressures sooner and make more informed decisions.” 

Security & Payments Updates 

Passkey Authentication 

Administrators can now turn on passkey authentication. It’s optional, and it lets users log with biometrics or a secure device unlock instead of entering a user ID, a password, and a multi-factor authentication code. Major password managers support passkeys. If a passkey doesn’t work in your environment, users can still log in with a password and multi-factor authentication. Passkeys don’t work with single sign-on.  

Enhanced Customer Payments Portal 

Customer Payments powered by Fortis is now generally available in the U.S.  Your customers receive an email with a link to a branded portal, where they can see their open invoices and choose how to pay. This may help speed up collections and simplify reconciliation. 

Changes to Prepare For Now 

Bank Files Will Replace Standard ACH Files 

Sage plans to retire the Standard ACH payment method in a 2027 release. If you use Standard ACH, you’ll need to switch to bank file payments to continue processing ACH payments. You can set up bank file payments now, which gives your team time to finish the transition before it becomes required. 

New Options for Employee Reimbursements 

The expenses module will no longer handle employee expense reimbursements. You’ll be able to reimburse employees through accounts payable (AP) or a payroll upload instead. If you use AP, reimbursements follow your existing approval and payment workflow, so you no longer need a separate process. If you use payroll, reimbursements go through your payroll system. This change came from ideas submitted by users in the Sage Intacct community. 

AP Automation Improvements 

Several updates to AP automation with purchasing are designed to make two-way and three-way matching smoother: 

• Centralized control: When invoices arrive at the entity level, you can now create transactions at the top level while keeping entity-specific coding and line locations. 
• Less manual entry: The system pulls descriptions from uploaded documents into memo fields. 
• Document continuity: Document numbers carry over from purchase documents to vendor documents, so each transaction stays linked to its source document. 

Early Adopter Features Worth Watching 

Early adopter programs work like a beta: participants test new features in their live production environment and give feedback that shapes the final product. Current early adopter features include: 

• Investment Intelligence: Family offices and foundations with large portfolios can view liquidity and performance in ways family office reporting software like Sage Intacct hasn’t supported before. That includes metrics like internal rate of return (IRR) for the full portfolio or individual investments. 
• Connected Reporting for Excel: You can report from Sage Intacct using Excel formulas with live links that refresh automatically. It doesn’t offer the write-back or industry-template features of dedicated reporting add-ons, but it gives teams that want to work directly in Excel a useful option. 
• Custom Approvals: You can build header-level approval workflows using detailed criteria for purchasing, accounts receivable, and order entry documents. Wider availability is expected as soon as next quarter. 
• Multi-Bill Document Splitting: AP automation can split a multi-page document containing several bills into individual bills, which may reduce manual separation work. 
• Consolidation Data Table: The system stores consolidation relationship data to help speed up processing. 

Additional Updates by Function 

• Inter-entity billback: Users with entity-level access can now create inter-entity invoices. Organizations using the affiliate entity dimension also get better tracking and reconciliation. 
• Construction: Work-in-progress (WIP) schedules now show commitments, including issued purchase orders and change orders. 
• Sage Intelligent Time: You can upload timesheets for an entire crew at once and assign delegates to approve timesheets when the usual approver is unavailable. 
• GL account reconciliations: An updated interface and record identification can make balance sheet reconciliation easier. 
• Billing groups: More options are available for variable-quantity and tiered billing for large-scale invoicing. 
• Lending management: You can customize statements to match your branding. 
• Sage Developer Portal: The portal has been redesigned and is required for setting up the AI gateway. Sage plans to move its legacy developer documentation into the redesigned portal with 2027 Release 1. 

Make the Most of Release 4 

To see the full list of updates, find the release notes and highlights video on your Sage Intacct homepage. If you’d like support turning on new features, testing AI agents, or getting ready for the bank file and reimbursement changes, BPM’s Sage Intacct services can help you plan and complete each step.