Investment Management
Your wealth has grown. Your investment strategy should keep pace
You’ve accumulated substantial assets across multiple accounts: retirement plans from previous employers, taxable brokerage accounts, concentrated stock positions, real estate holdings. Each was opened for a specific purpose, but no one is looking at how they work together or whether your overall strategy still serves your current goals.
You’re navigating questions that generic investment approaches don’t address:
- How do you balance growth with stability as retirement approaches?
- What’s the most tax-efficient way to generate income in a high tax bracket?
- How do you coordinate investments across taxable, tax-deferred, and Roth accounts to maximize after-tax returns?
These aren’t hypothetical concerns; they directly impact how much wealth you actually keep.
When Your Portfolio Becomes a Collection of Disconnected Pieces
You didn’t set out to create a fragmented investment strategy. It happened naturally. You might have 401(k) contributions here, a brokerage account there, maybe stock options or inherited investments you’re not sure how to handle.
Connect with a Professional Financial Advisor
The result is a portfolio that lacks coherent direction:
- Asset allocation that creates unintended concentration when viewed together
- No clear connection between your investments and your actual goals
- Tax inefficiency from holding the wrong investments in the wrong account types
- Redundant positions across multiple custodians
Without strategic coordination, you’re likely paying more in taxes than necessary, taking either more or less risk than you realize, and missing opportunities to align your wealth with your objectives.
Investment Management That Brings Coherence to Complexity
Strategic investment management coordinates your holdings across accounts, optimizes for tax efficiency, and aligns your portfolio with both near-term needs and long-term objectives.
Investment philosophy
An investment philosophy represents the core beliefs and principles that guide portfolio construction and decision-making—views on active versus passive management, the role of diversification, how to balance risk and return, and what constitutes appropriate investment vehicles for different goals.
Risk tolerance
Risk tolerance encompasses both your emotional ability to withstand portfolio volatility and your financial capacity to absorb potential losses without compromising goals.
Tax-advantaged accounts
High-net-worth individuals typically hold investments across various account types, traditional IRAs and 401(k)s, Roth accounts, taxable brokerage accounts, potentially trusts or other structures, each with different tax treatment.
What Investment Management Includes
Portfolio Analysis and Strategy Development: Complete review of current holdings, asset allocation recommendations, investment selection aligned with your philosophy, and tax positioning across account types.
Implementation: Thoughtful execution of your investment plan, repositioning of existing holdings to manage tax implications, and establishment of new positions.
Ongoing Monitoring: Regular performance reviews, rebalancing when allocations drift, strategy adjustments as circumstances evolve, and response to significant market or tax law changes.
Investment Management Grounded in Comprehensive Financial Planning
Our team holds credentials including the CERTIFIED FINANCIAL PLANNER™ designation and has over 40 years of combined experience serving high-net-worth individuals, families, executives, and institutions. We understand how investment decisions impact your tax situation and financial objectives, coordinate across your complete portfolio landscape, and bring both technical sophistication and practical experience to managing substantial wealth.
Let’s discuss your current holdings and how comprehensive investment management can better align your wealth with your goals.
Meet our Wealth Management Leaders
NOTE
Securities through Valmark Securities, Inc., member FINRA, SIPC. Investment Advisory services are offered through BPM Wealth Advisors, LLC and/or Valmark Advisers, Inc. a SEC Registered Investment Advisor, with address of 130 Springside Drive, Suite 300 Akron, Ohio 44333-2431, and telephone number +1 (800) 765-5201. BPM LLP and BPM Wealth Advisors, LLC are entities separate from Valmark Securities, Inc. and Valmark Advisers, Inc. Form CRS Link
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.
All investments involve risk, including the possible loss of principal. Financial planning strategies discussed are for informational purposes only and may not be appropriate for all investors. This material is for informational purposes only and is not intended as tax or legal advice. You should consult your tax advisor and/or attorney regarding your individual situation.
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Looking for a team who understands where you’re headed and how to help you get there? Whether you’re building something new, managing growth or preserving success, let’s talk.