High Net Worth Financial Planning
We believe high net worth financial planning provides the sophisticated analysis and thoughtful guidance that complex wealth demands.
Financial Planning for High-Net-Worth Individuals Who Need More than ManagementÂ
Substantial wealth opens doors, but it also introduces layers of complexity that may require coordinated financial planning strategies.
- You might be navigating concentrated stock positions that tie up significant portions of your net worth, wondering how to diversify without triggering overwhelming tax consequences.
- Perhaps you’re coordinating between multiple advisors—an estate attorney here, a CPA there, an investment manager somewhere else—without anyone looking at the complete picture or ensuring these strategies work together rather than at cross purposes.
- Or maybe you’re building wealth with purpose, but unsure how to structure giving, legacy planning, and personal financial security in ways that serve all three.
High net worth financial planning focuses on addressing complex financial needs through coordinated strategies designed to help clients make informed decisions – that considers not just returns, but legacy, impact, and the life you’re working to create.
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Tools and Strategies for Complex Financial Lives
The right financial planning approach depends on your specific situation, goals, and financial complexity.
Financial Planning Software and Modeling
High net worth financial planning requires the ability to model complex scenarios. Get access to institutional-grade financial planning software that allows us to stress-test strategies against different market conditions, and help you visualize the long-term impact of decisions you're considering today.
Strategic Cash Management
For individuals with substantial assets, cash management extends beyond checking account balances to questions of liquidity strategy, short-term reserve positioning, and opportunity capital.
Strategic Philanthropy and Charitable Planning
Strategic philanthropy guidance helps you evaluate structures like donor-advised funds, private foundations, and charitable trusts – understanding not just the tax implications but how each approach serves your goals around control, family involvement, and the legacy you want to create.
Complex Wealth Requires Advisors Who’ve Navigated These Waters
High-net-worth financial planning demands both technical depth and the judgment that comes from guiding clients through complex financial situations.
Our team has worked with:
- Individuals navigating eight-figure liquidity events
- Families coordinating wealth transfer across three generations
- Executives managing concentrated equity positions while building diversified portfolios
- Philanthropists structuring giving strategies that balance impact with tax efficiency
We bring credentials that reflect our commitment to the highest standards in financial planning—including the CERTIFIED FINANCIAL PLANNER™ designation, Chartered Financial Consultant (ChFC), and Chartered Advisor in Philanthropy (CAP®) certifications. Our team has over 40 years of combined experience serving high-net-worth individuals, families, executives, and institutions.
Experience may vary and is not indicative of future results.
Ready for Financial Planning that Matches the Sophistication of Your Wealth?
Let’s start a conversation about your goals, your challenges, and how we can help bring clarity to complexity.
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NOTE
Securities through Valmark Securities, Inc., member FINRA, SIPC. Investment Advisory services are offered through BPM Wealth Advisors, LLC and/or Valmark Advisers, Inc. a SEC Registered Investment Advisor, with address of 130 Springside Drive, Suite 300 Akron, Ohio 44333-2431, and telephone number +1 (800) 765-5201. BPM LLP and BPM Wealth Advisors, LLC are entities separate from Valmark Securities, Inc. and Valmark Advisers, Inc. Form CRS Link
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.
All investments involve risk, including the possible loss of principal. Financial planning strategies discussed are for informational purposes only and may not be appropriate for all investors. This material is for informational purposes only and is not intended as tax or legal advice. You should consult your tax advisor and/or attorney regarding your individual situation.
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Looking for a team who understands where you’re headed and how to help you get there? Whether you’re building something new, managing growth or preserving success, let’s talk.