Why FinTech Investors Are Favoring Profitability Over Potential
Investors today are asking a tougher question before they write a check: can this company really reach profitability, and can it prove it?
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Location: San Francisco
Services: Audit, Regulatory Compliance Assistance, Reviews & Compilations
Industries: Technology
With 15 years in public accounting, James has provided accounting and audit experience to both public and private companies. James focuses on technology, including SaaS and FinTech companies, as well as financial service firms, including peer-to-peer, online and alternative lending. He specializes in complex equity transactions, business combinations and revenue recognition. James enjoys working with his clients on each engagement to align himself as more of a partner than just an auditor.
James Lichau holds an active CPA license in California.
James is a fan of Formula 1 racing. He has been to the Spanish Grand Prix in Barcelona and plans to attend future races. His favorite driver is Lewis Hamilton.
Certified Public Accountant
Investors today are asking a tougher question before they write a check: can this company really reach profitability, and can it prove it?
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As AI capabilities continue to advance, the firms that invest now in the governance and expertise to use it well will be the ones best positioned to earn the confidence of investors, regulators, and clients alike.
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Halfway through 2026, the financial services industry looks less like a sector waiting for direction and more like one actively sorting itself into winners and laggards. This article covers five forces shaping the landscape right now.
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