INSIGHT

‘Crypto Week’ could redefine the way businesses transact, pay, and grow   

July 15, 2025

Industries: Blockchain & Digital Assets

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The U.S. financial system is on the verge of a major transformation. While crypto has long been associated with retail investors and speculative trading, recent moves by large financial institutions to launch ETFs and build blockchain infrastructure signal a pivotal shift toward digital assets reshaping mainstream business operations. 

Congress has declared July 14–18 as “Crypto Week,” with a legislative agenda that could lay the foundation for widespread digital asset adoption in the business world. For business leaders, this is more than just a policy milestone—it’s a strategic moment to assess how digital finance could enhance operations, payment flows, and competitive positioning. 

What’s happening in Washington this week: Business-critical legislation in play 

During Crypto Week, Congress is focusing on three pivotal pieces of legislation that could reshape American finance: 

• The GENIUS Act: Establishes federal regulations for stablecoins (digital assets pegged to the U.S. dollar) 
• The Digital Asset Market Structure Clarity Act: Creates a regulatory framework for cryptocurrency trading and institutional engagement 
• The Anti-CBDC Surveillance State Act: Restricts the Federal Reserve from developing a central bank digital currency (CBDC) 

While each of these bills targets different facets of digital finance, together they signal a shift toward greater regulatory clarity—paving the way for broader business adoption of crypto and blockchain solutions. 

Stablecoins could modernize B2B and cross-border transactions 

The rise of faster, cheaper, and more global payments 

If the stablecoin legislation passes, businesses could benefit from: 

• Real-time settlements – Eliminate delays associated with wire transfers and check clearing 
• Lower transaction costs – Reduce reliance on intermediaries and avoid processing fees 
• Improved international payments – Pay overseas vendors and contractors in seconds, not days 

Use cases include international payroll, supplier payments, and automated settlement processes. For businesses operating across borders—or scaling into new markets—stablecoins may soon become a strategic advantage rather than a novelty. 

A new era of institutional access to digital assets 

Pending legislation clarifying digital asset market structure could unlock significant opportunities for companies to engage with crypto in regulated, scalable ways. With a clear framework in place, businesses may soon be able to: 

• Access crypto products through traditional brokerage platforms under SEC/CFTC oversight 
• Offer digital asset exposure in employer-sponsored retirement plans, like 401(k)s 
• Integrate tokenized assets into broader investment and treasury strategies 

These developments would provide the legal certainty and infrastructure needed for corporations, investment funds, and family offices to confidently incorporate digital assets into portfolio planning, capital allocation, and tax-efficient structuring—bringing crypto from the periphery to a core component of institutional finance.  

Tax and compliance complexity is coming—be ready 

As digital payments and investments move into the mainstream, tax and reporting obligations will increase in parallel. Businesses should prepare for: 

• Expanded information reporting for digital asset transactions 
• Taxable events tied to stablecoin spending, transfers, or staking rewards 
• Transfer pricing and cross-border tax considerations on crypto-related intercompany payments 

Proactive compliance planning will be key, especially for businesses operating in multiple jurisdictions. 

What business leaders should do now 

Prepare your business for digital finance integration 

Here are key steps to consider: 

• Assess systems readiness – Can your accounting and ERP platforms support digital asset flows? 
• Evaluate cost savings – Identify areas where stablecoins or blockchain can streamline payments and reduce friction. 
• Train internal teams – Finance, treasury, tax, and compliance departments must understand the implications of crypto transactions. 
• Review tax posture – Consider how crypto receipts, payments, and holdings may impact your domestic and international tax exposure. 

Looking ahead: What Crypto Week could mean for business 

The outcomes of Crypto Week will likely influence: 

• The speed and scope of business adoption of digital payments 
• The availability of institutional crypto investment vehicles 
• The design of compliance frameworks around crypto taxation 
• The evolution of B2B fintech competition, particularly between banks and blockchain-native solutions 

Ready to future-proof your business? 

BPM’s blockchain and digital asset team helps businesses navigate the intersection of tax, regulation, and innovation. Whether you’re exploring crypto payroll, blockchain settlement systems, or token-based investment models, we’re here to guide you through the complexity. 

Contact BPM today to discuss how these developments might impact your company’s financial strategy and learn about the steps you can take to prepare for the digital finance future.